Students who provided their state-issued driver license number and address information to SmartDrive during their enrollment will receive a Certificate of Completion (DEFENSIVE DRIVING [BASIC]) that can be presented to your auto insurer for potential premium discounts. This is real money that can be put into College or Career savings accounts to benefit the student who completed the course.
In Delaware, discounts are mandated at 10% for both collision and liability coverage – and the discounts continue for three years. In other states, discounts vary – please check with your auto insurer for available discounts for completing this program.
Delaware drivers also gain a 3-point credit on your DMV Driving Record, good for three years. This credit does not remove any points already on your Driving Record.